Ontario security deposit calculator

Ontario landlords can take only a last month's rent deposit, up to one month's rent, and owe interest on it every year. Work out the limit for your rent.

Your numbers

Filled in with the worked example below. Replace any value with your own. Nothing you enter leaves your browser.

Largest total deposit allowed

$1,800.00

Last month's rent deposit
$1,800.00
Pet deposit
No separate pet deposit
One year of interest
$37.80 at 2.1%

The only deposit allowed is a last month's rent deposit of up to $1,800.00, which pays the final month of rent. At the 2026 rate of 2.1%, a year of interest on it is $37.80.

Deposit rules in Ontario

Deposit limitThe only deposit an Ontario landlord can take is a rent deposit of up to one month's rent, which pays the rent for the last month of the tenancy. A refundable key or fob deposit, up to the cost of replacing it, is also allowed.
Pet depositsPet deposits and damage deposits are not allowed in Ontario.
InterestThe landlord pays interest on the rent deposit every year at the rent increase guideline in effect when the interest is due: 2.1% in 2026 and 1.9% in 2027. The landlord can keep that interest to top the deposit up to the new rent after an increase.
Returning the depositThere is no refund deadline, because the rent deposit is not refunded. It pays the rent for the last rental period. A key deposit is returned when the key comes back.
DisputesLandlord and Tenant Board

How the calculator works

The calculator multiplies the monthly rent by the fraction of a month the province allows and rounds down to the cent. It then shows one year of interest at the 2026 rate.

  1. Largest last month's rent deposit = monthly rent x 1, rounded down to the cent
  2. One year of interest = total deposit x 2.1 / 100

Worked example

Say the rent is $1,800 a month.

StepHowResult
Last month's rent deposit$1,800 x 1$1,800.00
Largest total depositSame as above$1,800.00
One year of interest$1,800.00 x 2.1 / 100$37.80

The only deposit allowed is a last month's rent deposit of up to $1,800.00, which pays the final month of rent. At the 2026 rate of 2.1%, a year of interest on it is $37.80.

Where these rules come from

This page explains the general rules for private rentals and is not legal advice. Rules differ for some kinds of housing, and they change. For a specific situation, check with the Landlord and Tenant Board.

Checked against these official sources on September 27, 2026:

Ontario deposit questions

How much can a landlord charge for a security deposit in Ontario?

The only deposit an Ontario landlord can take is a rent deposit of up to one month's rent, which pays the rent for the last month of the tenancy. A refundable key or fob deposit, up to the cost of replacing it, is also allowed.

Can a landlord charge a pet deposit in Ontario?

Pet deposits and damage deposits are not allowed in Ontario.

Do landlords pay interest on deposits in Ontario?

The landlord pays interest on the rent deposit every year at the rent increase guideline in effect when the interest is due: 2.1% in 2026 and 1.9% in 2027. The landlord can keep that interest to top the deposit up to the new rent after an increase.

How long does a landlord have to return a deposit in Ontario?

There is no refund deadline, because the rent deposit is not refunded. It pays the rent for the last rental period. A key deposit is returned when the key comes back.

Deposit rules in other provinces

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